Welcome to Finance Basics. Our goal is to increase your understanding of lending terminology and the application process, and to help you choose the right loan for you from the wide variety of programs available.

If you are considering buying your first home, this information will describe your loan choices, qualifying for the loan, and the application process.

If you already own your home and are thinking about refinancing, you will learn how to determine whether it makes sense to refinance.

For additional information and answers to any questions you may have, feel free to contact the loan officer sponsoring this page. That loan officer's contact information is available at the right of this page.